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Sacramento Heights Title Loans

Title Loans in Sacramento, California

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About Sacramento Heights Title Loans

Looking for an affordable alternative to payday loans? If you own a vehicle that doesn't have a lien, you can use its title to qualify for a loan.

You don't have to allow unplanned expenses to stress you out when you have access to Sacramento title loans. Use your car to get money.

Just complete an application. You'll be on your way to getting approved for a rapid cash loan. Our application process is easy.


Apply for Title Loans in Sacramento

Applying for title loans in Sacramento is one of the easiest ways to get money in a hurry. You don't have to travel to an office.

You can complete the application from the privacy of your computer or smart phone. Other people don't have to know unless you tell them.

Our online application is secure. When you provide our company with your personal information, you won't have to worry about it getting into the wrong hands.

Before you submit your application, you should make copies of your ID, income statements and vehicle title. Your loan specialist may ask you to submit this information.

Complete our application on this website. Enter your vehicle's make, model, year, mileage and style to receive an instant vehicle quote. Provide your name, phone number and email address so we can contact you about the loan.

How Sacramento Title Loans Work

Car title loans work best for short-term financial problems. If you expect your financial dilemma to continue for a long period of time, a vehicle title loan may not benefit you.

With this type of loan, the condition of your title matters. It must be free of any liens because title loans are based on the equity in your vehicle.

Your loan agreement will be in effect for a predetermined amount of months. Your loan terms depends on the amount of money that you borrow and the laws in your state.

Title loans are guaranteed by the vehicle. The car is used as collateral. If the loan goes into default, the lender has the legal authority to sell the car.

When your loan agreement is signed, you lender will put a lien on the vehicle with the California department of motor vehicles. This lien will be released after you repay your loan.

If you don't have car title loan experience, these short-term loans can be confusing. For additional questions about how title loans work at Sacramento Heights Title Loans, contact our title loan office. We'd be happy to answer your questions.


Ways to Spend Your Car Title Loan Money

After you receive your money, there is no limit to how many ways you can spend your money. Some customers use the money to get out of a financial bind. Others use it to pay rent or mortgage expenses.

At Sacramento Heights Title Loans, we don't have rules about how you should spend your money. Whether you purchase a new appliance or get your vehicle repaired, it's okay with us.

Why People Apply for Car Title Loans

Living in Sacramento is expensive. Household expenses account for a majority of our customers' income.

When an emergency occurs, many people don't have enough money in their savings accounts to handle the expense. As a result, they have to borrow money to help them through their financial challenges.

If you have an emergency that requires you to spend money that you don't possess, you're not alone. The good news is lenders at Sacramento Heights Title Loans can be your source of quick and easy title loans Sacramento.


Are You Eligible for Vehicle Title Loans?

While it's true that our company is excited about lending money for Sacramento car title loans to our customers, you must qualify for a loan. Here are the eligibility requirements at Sacramento Heights Title Loans.

1. Age requirement - Applicants must be at least 18 years old when they sign their agreements for title loans Sacramento.

2. Income requirement - Sacramento auto title loans must be repaid on time. That's the reason you must receive a regular source of income. Before your lender approves you for title loans Sacramento, you'll be required to provide documentation of your income.

3. Title requirement - You must own a vehicle that doesn't have liens attached to it. If you have a title loan agreement in place, you must repay it. If you owe money for your car to any lender, plan to repay the loan before you apply for car title loans Sacramento.

Do you have questions about Sacramento title loans? Contact Sacramento Heights Title Loans to get the information that you need. Ready to complete an application for title loans in Sacramento? Great! Complete your application today.